Travel insurance do you need it?

We're leaving Saturday and checked this morning to see if we could purchase in case of medical issues while traveling. There is a cutoff point that you are no longer eligible for coverage. On Carnival Cruise lines it would have cost $65 per person for coverage resulting from ill was or covers illness during travel. 

Don't expect your credit card company to cover missed cruises or flight cancellations. Most definitely don't cover illness while traveling either 

We booked our cruise three weeks ago never thinking any issues would result but things change. You need to determine if your investment and circumstance warrant the risk.  Also before purchasing trip insurance be sure to choose a company that is one of the top ranked ones. Here is my list if favorites. I have worked with Travel Guard for years and their coverage is Excellent. They have a web site that makes it easy to purchase as well as 24/7 service. Check rates and compare coverage. Also call them and ask questions specific to your situation to ensure great coverage and the most protection for your individual circumstances. 

Square Mouth is another top rates company as is insure my trip. Do some research before you decide to buy and definitely ask questions to ensure if you need it you have the protection you thought you purchased. 

Now go out and go somewhere!